Pension splitting can offer significant advantages to Canadians looking to save on taxes throughout their retirement. Planning around a pension split isn’t easy. You have to consider OAS clawbacks, Federal Age tax credits, and pension credits. These factors can change instantaneously as clients adjust the age that they start taking OAS or modifying their withdrawal plans.
Retirement-Optimizer can handle these interconnected items to create the best possible retirement decumulation plan, including pension splitting and the optimal age to take CPP and OAS.
Retirement-Optimizer can work alongside your existing planning software and is offered on a per-use basis. No monthly fees are required. If you want to see how much your clients can benefit from an optimized decumulation plan, go to Retirement-Optimizer.ca to learn more or call for more info to 866-383-6278.